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The mission of the National Association of Fraternal Insurance Counselors is to serve and promote the fraternal insurance agent through a foundation of education and benevolence.


NAFIC President



NAFIC Past President



Preamble: As a fraternal life underwriter, I will maintain the utmost professional standards toward my members and at the same time maintain a position of trust and loyalty to my Society.

I believe it to be my responsibility:

  • To conduct all fraternal business and social activities according to the highest standards of professionalism, honesty, fairness, competence and due diligence.
  • To follow all state insurance regulations as well as guidelines developed by my society to be compliant with the sale of our products. 
  • To continuously develop and improve my knowledge of the insurance industry through my society, fraternally-focused activities and state-required continuing education.
  • To empower my members through product education, by skillfully evaluating their needs and concerns and by holding their confidences and personal information in trust. 
  • To serve my members and my society by placing their best interest and welfare above any personal considerations. 

 As a Fraternal Insurance Counselor, I pledge myself to uphold and maintain these principles and responsibilities.


John Jordan Upchurch, America's Founder of the Fraternal Benefit System, stated, 'Fraternity is the mainspring that prompts us into action, and propels us forward in the noble work of Charity, Hope and Protection.' Through his efforts the lodge, the Ancient Order of United Workmen, was organized and was the first to offer an insurance provision in their constitution.

In February of 1937, the Fraternal Field Managers recognized the need for a more educated professional field force. They created a study program for the fraternal agents, which allowed the agents to earn an educational designation when completed. Fraternal Insurance Counselor (FIC) was the name decided upon for the study course. At the end of the first year, 113 agents had graduated the courses, with hundreds more working toward the designation.

Over the years, there have been continual updates to the courses. In 1950, the Fraternal Field Managers aided in organizing the National Association of Fraternal Insurance Counselors for the purpose to 1) enable the members to exchange ideas pertaining to fraternal field work; 2) promote educational activities for the benefit of the members and other fraternal field workers; 3) cooperate with the Fraternal Field Managers' Association in improving the Fraternal Sales Training program; and 4) work for the betterment of the Fraternal Insurance System.

In 1983, the Fraternal Field Managers Association introduced the 'Fraternal Financial Planner' designation. However, at the May 1985 Convention, the new designation was officially changed to 'Fraternal Insurance Counselor Fellow' (FICF). The first FICF certificates were distributed at that Convention. The FICF program is an additional three study course that focuses on advanced underwriting.


Organizations we work with

American Fraternal Alliance

Fraternal Field Managers Association - FFMA

National Association of Insurance and Financial Advisors - NAIFA

Society of Financial Service Professionals - SFSP

Certified Financial PlannerĀ©

Kaplan Financial Education

Kinder Brothers International

Life Insurance Marketing Research Association - LIMRA

Million Dollar Round Table

American College

General Agency Managers Association - GAMA

Join Hands Day

Societies of our members

American Slovenian Catholic Union (KSKJ)

Baptist Life Association

American Slovenian Catholic Union (KSKJ)

Catholic United Financial formerly Catholic Aid Association

Catholic Family Fraternal of Texas

Catholic Financial Life 

Catholic Life Insurance

Catholic Order of Foresters

Catholic Union of Texas (The KJT)

CLC Life  (Catholic Ladies of Columbia)

CSA Fraternal Life

Degree of Honor Protective Association

FaithLife Financial

First Catholic Slovak Union of 
USA and Canada

First Catholic Slovak Ladies Association

Gleaner Life Insurance Society

Greater Beneficial Union/GBU Financial Life 

Greek Catholic Union of the USA

Order of the Sons of Hermann/Hermann Life

Hungarian Reformed Federation of America

The Independent Order of Foresters

Knights of Columbus

Loyal Christian Benefit Association

Luso-American Life Insurance Society

MMA - Mennonite Mutual Insurance

Modern Woodmen of America

National Catholic Society of Foresters

National Mutual Benefit

National Slovak Society of the USA

Order of the Sons of Hermann/Hermann Life

Police and Firemen's Insurance Association

Providence Assoc of Urkrainian Catholics

Polish National Union of America

Polish Roman Catholic Union of America

Portuguese Fraternal Society of America

Polish National Alliance

Royal Neighbors of America

Royal Arcanum 

Serb National Federation


Slovak Catholic Sokol

Slovene National Benefit Society

Sons of Norway

Thrivent Financial

United Transportation Union 

Insurance Association


WCU Life-Western Catholic Union

Western Fraternal Life Insurance

William Penn Life

Woman's Life Insurance Society

Woodmen of the World/Assured Life Association - Denver

Woodmen of the World Life Insurance Society - Omaha

Workmen's Benefit Fund of the USA

Office: +1 (920) 478-4901

211 Canal Road, Waterloo, WI 53594

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